Student
Learning to follow your spending and keep a budget, comparing what was planned with what was actually spent.
Personal accounting · everything stays on your computer
Know where you stand, without handing your accounts to anyone.
BaleineCash takes in your bank movements and follows your rents, your securities and your assets — held outright or jointly, country by country.
You sign in at your bank and download your transactions. BaleineCash opens the file — txt, csv or Excel — recognises the entries and posts them.
Windows + Chrome. No data leaves your disk.
| Label | 100 % | My share |
|---|---|---|
| DE Flat let out | 210,000 | 210,000 |
| ES Family house — jointly held 33 % | 300,000 | 100,000 |
| Ttl Fixed assets | 510,000 | 310,000 |
| FR Bank accounts | 12,480 | 12,480 |
| FR Securities portfolio (ISIN) | 46,300 | 46,300 |
| Ttl Liquid assets | 58,780 | 58,780 |
| TOTAL ASSETS | 568,780 | 368,780 |
Illustration. Each account carries its country and, where relevant, its ownership percentage: the same column comes out at 100 % or pro rata to your share.
Who it is for
This is not software for accountants. It is software for people who want to keep track of their finances, or to learn how.
Landlord
Rents, charges, insurance, works: the result of one flat or of all of them, from quote to payment.
Expatriate
Accounts in several countries, separated for each tax return and brought together for the overall view.
In co-ownership
Often after an inheritance: see the whole value of the property and your share, pro rata to your ownership percentage.
Investor
A global report on the portfolio — composition, gain, charts — and not just share by share.
Business owner
Keeping at home, offline, a view of the accounts your accountant keeps, by importing the company's data.
Half recognise yourself? The long version, with the story behind each case →
How it works
Three steps, as often as you like — at least once a month is what we suggest.
01
You download from your bank's website
From your bank's online area you export your transactions as CSV or Excel. BaleineCash knows none of your credentials and never connects to your bank.
02
You import the file
The program walks you through defining the format once, then shows you a preview of the entries before you confirm.
03
BaleineCash proposes a classification, you confirm or correct
Automatic recognition proposes a classification based on keywords, amounts and other criteria that you set as your imports go along. Each import is quicker than the last.
What makes us different
Local, really
Your data lives in .db databases on your disk. There is no central server: nobody but you has access.
No bank connection
Never hand your credentials to anyone. You export, you import. A choice of independence, not a technical limitation.
Co-ownership, pro rata
One ownership percentage per account. Your statements come out at 100 % or pro rata to your share. One estate, several percentages: the picture stays exact.
One net worth, several countries
Separate by country and by activity to prepare each tax return, consolidate for the overall view. One database per currency if you need it, and that consolidates too.
Securities tracked by ISIN
Shares, funds, bonds, ETFs, cryptocurrencies: the make-up of the portfolio and the gain, and not only line by line — by region, by industry, by type.
Your data stays available
When a licence expires, only the keying in of new entries is blocked. You can consult, export and print everything. Your data stays your data: you can reach it and work it further however you like.
Your data does not travel
Where is my data? On your computer, in ordinary .db files. Nowhere else.
- No banking credentials stored — the program never asks for any.
- No online account, no cloud, no central server.
- A dated backup every time you close the program properly. The databases are yours: copy them, open them, export them.
The program in pictures
Real screens, taken from the program. The figures come from a demonstration set of accounts.
Download BaleineCash
The complete program, nothing held back, for thirty days. We ask you for nothing: download, unzip, run. You try it out. And if you like it, you carry on.
- Version
- 2.4.1 — 08.09.2026
- System
- Windows 10 / 11 + Chrome
- Size
- 88 MB
- SHA-256 checksum
-
8fe3cd676b80359239d4fb62f14495c2714cc9479a9eb053fba3720423fda72b
To check that the file you received is the one we published: open PowerShell and type Get-FileHash followed by the file name. The two values must match, character for character.
BaleineCash is not digitally signed yet. Windows may show a warning on first launch: click “More info”, then “Run anyway”. Check the checksum above before you do.
Price
One month free to try, no card required.
Subscription
€49 per yearRenewed each year, for as long as you want — or €49 for one firm year, with no automatic renewal.
VAT includedPermanent licence
€249 oncePaid once. The software is yours, with no end date.
VAT includedYou buy from inside the program: that is what ties your key to your computer. You receive it by email, you paste it, and that is that.
One licence, one computer. If it breaks down, is reinstalled, or you move to another machine, write to us: we will look at it with you, case by case.
Paddle.com Market Ltd is the seller of this licence: it takes the payment, applies your country's VAT and sends you the invoice.
Frequently asked questions
What does it run on?
Windows, with the Chrome browser — the only one we have tested. There is no Mac or Linux version.
Does it connect to my bank?
No, and that is deliberate.
BaleineCash never connects to your bank and knows none of your credentials. You download the file of your transactions yourself, then you import it. It is a choice of privacy and independence.
Do I need to be an accountant to use it?
No.
To track your bank transactions, no accounting knowledge is needed: a chart of accounts is supplied, VAT is hidden, accounts are found by name and amounts are allocated automatically.
To follow a business, knowing what a debit and a credit are does help. And if you want to go further — depreciation, quotes, consolidation — the structure is there, ready when you are.
That is how we started ourselves. Nobody is born an accountant, and very few feel called to it. Let us remember that the first writings of humankind were accounting records. Surely not out of love, but out of necessity. And that was before tax codes were invented.
Where is my data? In the cloud?
On your computer only, in local files. Nothing is stored at the publisher's.
Does the program fill in or file my tax return?
No. It helps you prepare it — statements, tables, exports — but there is no filing with the authorities.
You do choose your level of detail, though: net salary, or gross salary less contributions and tax as shown on your payslip. Enough to check what your employer or the tax office have calculated.
What happens when my licence expires? Do I lose my data?
No, you lose nothing.
On expiry, only the keying in of new entries is blocked. You go on consulting your whole set of accounts, exporting them and printing them. Your data stays on your disk.